Last updated: October 04, 2025
1. Introduction
By accessing and using this website (“Site”), you accept and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use the Site.
2. Financial Content Disclaimer
2.1 Not Financial Advice
- All content on this Site is for informational purposes only
- No content constitutes financial advice, investment advice, trading advice, or any other type of financial or investment recommendation
- All financial content is a matter of the author’s opinion and research
- You should conduct your own research and/or consult with a qualified financial advisor before making any financial decisions
2.2 Risk Warning
- All investing and trading involves risk
- Past performance is not indicative of future results
- You may lose some or all of your invested capital
- We are not responsible for any financial losses you may incur from using information from this Site
2.3 No Offer or Solicitation
Content on the Site does not constitute an offer to buy or sell any security or financial instrument, or a solicitation of any such offer.
3. Intellectual Property Rights
3.1 Content Ownership
- All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is our property or that of our content suppliers and is protected by international copyright laws
- The compilation of all content on this Site is our exclusive property and is protected by international copyright laws
3.2 Use Restrictions
You may not:
- Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from this Site without our prior written permission
- Use our content for commercial purposes without explicit written permission
- Remove any copyright or other proprietary notices from our materials
3.3 License to You
We grant you a personal, non-exclusive, non-transferable license to access and use the Site for non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from Site content without our prior written permission, except where permitted by applicable law.
4. User Conduct Guidelines
Users of this Site agree not to:
- Post false, inaccurate, misleading, defamatory, or libelous content
- Use the Site for any unlawful purpose
- Engage in any conduct that restricts or inhibits any other user from using the Site
- Attempt to gain unauthorized access to any portion of the Site
- Harvest or collect information about Site users without their consent
- Post any material that is offensive, threatening, or obscene
- Impersonate any person or entity
- Upload or transmit any material that contains viruses, Trojan horses, or other harmful computer code
5. Comments and User Content
5.1 Comment Moderation
- All comments require approval before publication
- We reserve the right to edit, delete, or not publish any comment for any reason
- By submitting comments, you grant us the right to publish and modify your comment
5.2 User Content Restrictions
Comments must not:
- Contain financial advice or recommendations
- Include promotional or spam content
- Violate any applicable laws or regulations
- Infringe on any third-party rights
- Contain malicious code or links
5.3 License You Grant to Us (UGC)
By submitting comments or other user content, you grant us a worldwide, non-exclusive, royalty-free license to host, reproduce, display, and adapt that content for operating, improving, and promoting the Site. You represent you have the necessary rights and your content does not violate any third-party rights or laws.
6. Limitation of Liability
6.1 Disclaimer of Warranties
The Site is provided “as is” without any warranties, expressed or implied. We do not warrant that:
- The Site will be uninterrupted or error-free
- Defects will be corrected
- The Site or server is free of viruses or other harmful components
- Information on the Site is accurate, complete, or current
6.2 Limitation of Liability
- We shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site
- This includes, but is not limited to, damages for loss of profits, goodwill, data, or other intangible losses
- This limitation applies whether or not we have been advised of the possibility of such damages
6.3 Third-Party Links & Resources
The Site may link to third-party websites or embeds. We do not control or endorse them and are not responsible for their content, policies, or practices. Your use of third-party resources is at your own risk.
7. Indemnification
You agree to indemnify, defend, and hold harmless this Site, its owners, operators, affiliates, licensors, and licensees from any and all claims, damages, costs, and expenses arising from your use of the Site or your violation of these Terms.
8. Modifications
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of those changes.
9. Governing Law & Venue
These Terms are governed by the laws of Switzerland (excluding conflict-of-laws rules). Exclusive jurisdiction and venue lie with the competent courts of Switzerland.
10. Contact Information
For questions about these Terms, please contact us at:
pythonandfinancehub@gmail.com
11. Takedown / IP Complaints
If you believe content on the Site infringes your rights, email pythonandfinancehub@gmail.com with (a) your contact details, (b) the URL and description of the content, (c) the basis of your claim, and (d) a good-faith statement of accuracy. We will review and act where appropriate.
12. Termination
We may suspend or terminate access to the Site at any time for any violation of these Terms or to protect the Site or its users.
13. Severability & Waiver
If any provision is unenforceable, the remainder remains in effect. Failure to enforce a provision is not a waiver.