financial sector
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3. Banking 101: How Banks Operate and Mastering the Income Statement

Banks are the centerpiece of the financial system. Their fundamental business model is elegantly simple yet profoundly powerful: borrow money at a low rate and lend it out at a higher rate. This is often summarized as “Borrow short, lend long.” To analyze a bank as an investor, you must understand its income statement, which…

financial sector
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1. The Financial Sector Explained: How Finance Powers the Economy

Welcome to the engine room of the global economy. The financial sector doesn’t manufacture goods or write code, but without it, modern commerce grinds to a halt. If you are new to investing, understanding this sector is essential. It is the circulatory system that moves capital—the lifeblood of economic growth. More than just banks and…